Issue

Are you certain that your assets will pass to your desired family members or organizations, and that your incapacitation documents are in place?

Issue

Your Archetype advisor will discuss critical estate documents including your will, living trust, power of attorney, and living will. We also will carefully consider trustee (and successor) for surviving spouse, charitable requests, and repercussions of federal and state taxes. We work with you and your legal advisor/attorney.

Issue

By having an estate plan in order, your estate will pass to the desired recipients, and assets can be left to heirs with your provisions/restrictions in place. In addition, different states have different tax laws that may affect your choices.

Issue

Can tax efficiencies be put into place right away? For example, could you benefit from setting up an S corporation or from other savings, investment, and reinvestment vehicles?

Issue

Your Archetype advisor will assess your complete financial picture and may ask you to consider changing your election to reduce your basis for non-deductible expenses. Retirement strategies may be used to significant advantage.

Issue

Making the most intelligent usage of earnings, investments, and assets across all areas of your finances can reduce your current federal income tax.

Issue

Are certain ways of saving for retirement more tax-efficient than others?

Issue

Strategy can make a critical difference in how much of your retirement savings you keep. When building your financial blueprint, your Archetype advisor will discuss the benefits of Roth conversions, review provisions of possible profit-sharing plans, and help you assess options such as increasing your after-tax contributions to IRAs or S corporations, or increasing your after-tax contributions to IRAs. We will take into account the possible ramifications of state, federal, and even global legislation.